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This type of loan uses only the home as collateral. The home may be located in a park, on your land or on third party land. With this type of loan, your land will not be tied up.
This type of loan allows you to finance your land and Improvements with the home in a single payment. The land can be land you propose to purchase or land you already have under contract.
This type of loan allows you to use equity you may have in your land instead of using cash for a down payment. With this type of loan, your land must be free and clear.